How Much Does a DWI Cost in Minnesota?
A DWI (Driving While Impaired) charge in Minnesota comes with more than just legal consequences—it can significantly impact your finances. If you’ve been arrested for a DWI, you may be wondering: How much does a DWI cost in Minnesota?
The total cost of a DWI in Minnesota can range from $10,000 to $20,000 or more, including fines, legal fees, increased insurance premiums, and other associated costs. First-time DWI offenses typically cost between $7,000 and $12,000, while repeat offenses can be significantly higher.
With decades of experience handling DWI cases in Minnesota, I’ve seen firsthand how the financial burden of a DWI extends beyond court fines. In this article, I’ll break down the full cost of a DWI, including legal fees, court-ordered penalties, and hidden expenses that most people don’t consider.
Breakdown of DWI Costs in Minnesota
A DWI conviction in Minnesota carries a wide range of expenses, from court fines to long-term financial consequences.
1. Court Fines and Fees
Minnesota law imposes mandatory fines for DWI convictions.
| DWI Charge | Maximum Fine |
|---|---|
| First-Time DWI (Misdemeanor) | $1,000 |
| Second-Time DWI (Gross Misdemeanor) | $3,000 |
| Third-Time DWI (Gross Misdemeanor) | $3,000 |
| Felony DWI (Fourth Offense or More) | $14,000 |
Additional Court Fees:
- Surcharge Fees – Up to $85–$100 added to fines.
- Probation Fees – $300 to $1,000, depending on the court.
- Alcohol Assessment Fees – Around $100–$200.
Court-imposed fines are just a fraction of the total cost of a DWI in Minnesota.
How Much Are Attorney Fees for a DWI in Minnesota?
Legal representation is critical for minimizing penalties and potential jail time, but attorney fees vary based on the complexity of the case.
Average DWI Lawyer Costs in Minnesota
| Legal Service | Estimated Cost |
|---|---|
| First-Time DWI (Misdemeanor) | $3,000 – $7,000 |
| Repeat DWI Offense | $5,000 – $15,000 |
| Felony DWI Case | $10,000 – $20,000+ |
| Trial Representation | $10,000+ |
Hiring a DWI attorney can actually save you money in the long run by reducing fines, avoiding jail time, and preventing a permanent criminal record.
How Much Does a DWI Increase Car Insurance in Minnesota?
One of the most expensive long-term costs of a DWI is the increase in auto insurance rates.
Minnesota DWI Insurance Rate Increases
- First-Time DWI – Rates increase by 50% to 100%.
- Repeat DWI Offenses – Rates increase by 100% to 300%.
- High-Risk SR-22 Insurance Requirement – Some drivers must purchase special high-risk insurance, which can cost $1,500–$3,000 per year.
A DWI stays on your record for life, but insurance providers typically penalize drivers for at least 5–7 years.
Hidden Costs of a DWI in Minnesota
Many DWI offenders underestimate the full financial impact of a conviction.
1. Driver’s License Reinstatement Fees
- DWI license reinstatement fee – $680
- Ignition interlock program fees – $100 installation + $100/month
2. Loss of Employment & Income
- A DWI conviction can disqualify you from jobs requiring a clean driving record.
- Professional licenses (nurses, commercial drivers, etc.) may be suspended.
3. Mandatory Alcohol Education & Treatment Programs
- DWI offenders must complete court-ordered programs, which can cost $300–$1,000.
The financial burden of a DWI extends far beyond court fines—it can affect your career, future earnings, and personal reputation.
How Does a DWI Affect Your Credit and Financial Stability?
Many people don’t realize that a DWI conviction can impact their financial stability beyond fines and fees. While a DWI itself doesn’t appear on your credit report, it can lead to missed payments, financial strain, and long-term consequences.
Ways a DWI Can Affect Your Financial Future
Loan and Mortgage Approval Issues – Lenders may view a DWI conviction as a risk factor, making it harder to get approved for a mortgage or car loan.
Missed Work and Lost Income – Jail time, court appearances, and required treatment programs can lead to lost wages, putting financial strain on your budget.
Job Loss or Limited Employment Opportunities – A DWI can disqualify you from jobs requiring a clean driving record, especially in trucking, healthcare, and government positions.
Higher Auto Loan Rates – Some lenders increase interest rates for individuals with a DWI-related insurance increase.
Taking proactive steps to manage your finances after a DWI, such as consulting a financial planner and negotiating with lenders, can help mitigate long-term financial damage.
Can You Reduce the Cost of a DWI in Minnesota?
The financial impact of a DWI conviction is severe, but there are ways to reduce costs and minimize penalties.
1. Apply for a Public Defender (If Eligible)
If you can’t afford a private attorney, you may qualify for a court-appointed public defender. However, private attorneys often provide stronger defense strategies.
2. Negotiate a Plea Deal
- Some first-time DWI charges may be plea-bargained down to reckless driving or careless driving.
- A DWI lawyer can argue for alternative sentencing to reduce fines and court fees.
3. Seek Alternative Sentencing Options
- Some courts offer DWI diversion programs that replace jail time and fines with community service or treatment.
- Avoiding a criminal record can prevent higher long-term financial costs.
4. Challenge License Suspension to Avoid Ignition Interlock Fees
- If your license is suspended, you may be required to install an ignition interlock device (IID), costing $100 per month.
- A DWI attorney can challenge the suspension and work toward conditional driving privileges without an IID.
5. Shop Around for SR-22 Insurance Providers
Insurance rates will increase after a DWI, but some providers offer lower premiums for high-risk drivers.
Comparing quotes from multiple insurance companies can save hundreds of dollars per year.
Taking these strategic steps can significantly lower the financial burden of a DWI conviction.
How to Reduce the Cost of a DWI in Minnesota
The best way to reduce DWI expenses is by fighting the charge with an experienced attorney.
Challenge the Evidence – Breathalyzers and field sobriety tests are not always accurate.
Negotiate a Plea Deal – In some cases, charges can be reduced to reckless driving.
Seek a Sentence Reduction – Alternative penalties like probation instead of jail time can reduce costs.
An experienced DWI lawyer can help lower the financial impact of a DWI conviction.
Contact Gerald Miller for DWI Defense in Minnesota
A DWI charge in Minnesota can cost you thousands of dollars, but with the right legal defense, you can minimize fines, penalties, and long-term consequences.
At Gerald Miller, P.A., we’ve successfully defended thousands of DWI cases and helped clients reduce or dismiss their charges.
Call us today at (612) 341-9080 or visit geraldmillerlawyer.com to schedule a free consultation.
Further Reading:
- How To Get a DWI Dismissed in Minnesota in 2025
- Can a DWI Conviction Be Expunged in Minnesota?
- DWI Defense Based on Challenging Breath Test
- What Are the Different Levels of DWI in Minnesota?
Resources:
- Minnesota Office of Traffic Safety
- Minnesota Department of Public Safety
- National Highway Traffic Safety Administration (NHTSA)
- Minnesota Judicial Branch
